Specialty Liability Insurance You Can Trust
Frustrated with insurance policies that don’t offer the coverage you need?
NO RISK IS TOO BIG OR TOO SMALL
Receiving the coverage you need shouldn’t be a battle.
Get insurance with a plan to make a happy customer, not insurance with exclusions.
Your Coverage Needs
Are Unique
When it comes to unique risk classes, past claims history, or high value assets — traditional providers don’t cut it. XINSURANCE takes a hands-on approach to find the best custom solution to better protect you.
You’re Ready to Invest in
True Protection
Traditional policies make lofty promises, but are riddled with exclusions and offer insufficient protection. XINSURANCE is your partner when you’re ready to invest in a quality policy that’s meant to be used.
You Deserve a
Trustworthy Partner
It’s hard to trust providers that dodge claims and punish you for using your insurance. XINSURANCE embraces the inevitability of claims and fights for you when things go wrong.
It’s not a question of if an accident will happen, but a question of when…”
Utah Mountain Adventures
Westbrook Towing
All-Star Events
Miami Beach Water Sports
Partnership Over Policy
Your Insurance Partner
We back up our partnership approach at every stage — from customizing insurance solutions to helping you mitigate high-risk circumstances and fighting on your behalf when things go wrong.
All-in-One Approach
Flexible underwriting means more of what you need all one place! We can consolidate your existing policies and any additional coverages into one comprehensive plan.
40+ Years Experience
With over 90k policies issued, a thousand unique risk classes, and a combined 40 years of experience on our underwriting team, XINSURANCE has made specialty insurance our expertise.
True Coverage
We don’t believe in half hearted insurance. If you’re serious about investing in proper protection, then XINSURANCE is your partner to find the quality coverage you need.
Why Umbrella Insurance Isn’t Enough Anymore
Umbrella insurance can save you from paying significant amounts of money out of pocket in situations where you’re liable for an incident. But is standard umbrella insurance enough anymore? Life is naturally full of risks, and you should be confident you’re protected from them. Find out where umbrella insurance may fall short and how our TRU Umbrella solution can help you.
Navigating the Flood Insurance Market: How to Find the Best Coverage for You
Whether or not you live in an area prone to flooding, flood insurance can be extremely useful – it protects against losses caused by rising waters, overflowing rivers, etc.
75% of Businesses in the US Are Underinsured by 40% or More
Underinsurance comes from having wrong coverage or insufficient coverage for your small business. Underinsured businesses are a growing problem in the United States*
Perfecting
True Protection
If something is worth protecting, it’s worth protecting properly. Unfortunately, most traditional policies won’t protect you when and where you need them most.
XINSURANCE takes a different approach to providing true protection.
- Custom solutions for gaps & exclusions
- Custom solutions for those with unique needs
- Fighting on your behalf when things go wrong
- Limits up to $20 million tailored to your needs
Your New Insurance Coverage Starts Here:
- Search our product classes, or use our general form to submit a quote request
- Tell our team more about your insurance needs & goals
- We begin working towards a custom insurance solution to suit your needs
View our Risk Classes:
TRU Umbrella
Commercial Auto &
Trucks
Personal
Liability
Property
Owners
Water
Sports
Professional
Liability
TRU Umbrella
Commercial Auto &
Trucks
Personal
Liability
Property
Owners
Water
Sports
Product
Liability
High net-worth assets demand true coverage
From virtual captive risk sharing to true comprehensive umbrella insurance, XINSURANCE can help you protect what matters most.
No matter the coverage limit.
High net-worth assets demand true coverage
From virtual captive risk sharing to true comprehensive umbrella insurance, XINSURANCE can help you protect what matters most. No matter the coverage limit.
News & Events
The Benefits of All-In-One Homeowners Coverage in Florida
America Outdoors Conference & Outfitter Expo
Tue Dec 10th – Fri 13th
Visit us at booths #420 and #321
Event Calendar
See our Event Calendar!